Pay My Loan

Pay how you prefer! To make a payment on your loan with SPC Credit Union, choose from the following options:

• By mail: to SPC Credit Union; PO Box 1355 Hartsville, S.C. 29551
• Via automatic account debit: Put your loan payment on autopilot to make sure you never miss a month. Contact an SPC Financial Representative to set up automatic account debit.
• Through payroll deduction: Stop being a middleman! Move money straight from your paycheck to your monthly loan payment with payroll deduction. Contact an SPC Financial Representative to set up payroll deduction.
• In person: Stop by and say hi–and while you’re at it, take care of business! Visit our friendly staff at one of our branches in Hartsville, Darlington, Bennettsville, Cheraw, or Florence to make your loan payment in person!
• Online: Members can pay loans in the Online Banking portalExternal Website, using the SPC Mobile App, with our 24/7 ConnectExpress ITMs, or by using LoanPay XPressExternal Website.

Need a little wiggle room in your budget? We’ve all been there, and we’ve got just the thing to get you through the month. SPC’s year-round Skip-A-Pay program offers flexibility to your budget when you need it most, no matter the reason or season. With Skip-A-Pay, you have the opportunity to skip a payment on your personal or auto loan and resume payments the next pay period.

To get started, download the form, then simply email it to us at skipapay@spccu.org.

For additional questions, please call (843) 332-4506 to speak with an Associate or stop by any of our office locations today!

*All SPC accounts must be current and in good standing to qualify. A $25 application fee applies per skipped loan and is due at application. You may request a debit of your SPC account to cover the application fee(s); however, sufficient funds must be available for each skip request at the time of processing. Loan payments paid by debt protection coverage are excluded from this offer, as are loans secured by your residence and credit lines. All Skip-A-Pay requests are subject to approval and life of loan limits may apply. All cosigners must sign a skip request. Other restrictions may apply. Contact us for details.