We want YOU to become a Member of SPC!

Do you live, work, or attend school in Darlington, Florence, Marlboro, or Chesterfield counties? Then what are you waiting for? It’s about time you joined SPC Credit Union! Take a look at more details of membership with us below!

Becoming a Member at SPC

If you’re looking for safe, personal, affordable, & convenient banking services, you’ve come to the right place. We’re here to help you experience the brighter side of banking, with low fees, high dividends, and accessible services with a smile.

Sound like something you’re interested in? Click the button below to access a “Switch Kit” easy-to-follow steps outlining how to move your existing accounts over to SPC Credit Union!

  • Like all credit unions, SPC serves what’s called a “field of membership.” Ours includes anyone who lives, works, or attends school in Darlington, Florence, Marlboro, or Chesterfield Counties. SPC also serves employee groups in the Hartsville, Darlington, and Bennettsville area, as well as the employees of Sonoco Products Company and its affiliates throughout the United States. In addition, any person related by blood or marriage to a current SPC member, regardless of employment or residence, may join the credit union.

    It gets even better! Credit union membership is a lifetime benefit! Once a member, always a member, regardless of employment or life changes. Contact SPC’s Financial Services Department or your employer's HR Department with questions about how you can become a member and benefit from banking that’s Safe. Personal. And Connected.

    You’ll need the following documents to apply for membership online or in person, in addition to a $5 minimum deposit to open your account:
    • Social Security Number
    • Date of Birth
    • Current Physical Address
    • Valid Identification (driver's license or other government-issued form of photo identification)
    • Telephone Number
  • We’re going to let you in on a little secret: When you become a member of SPC, you get access to experience the Credit Union Difference…What’s that, you ask? We’d be more than happy to explain!
    • At SPC, we put Members First. Always. All day, every day, our goal is to serve all of our members well. Every interaction you have with us should leave you feeling a little better than you did when you came in, called us, or even visited us virtually!
    • Lower Loan Rates and Fewer Account Fees. We offer some of the best rates around on all of your financial necessities, including loans, mortgages, and credit cards! Find out more about our financial services within the Banking and Loans & Rates tabs.
    • Higher Returns. Credit unions don't have to pay stockholders or board members, so all of the money we save from not having to pay these expenses is returned to our members in the form of higher dividends and lower fees! *Cue: happy dance!*
    • Investing in our Community. If you love where you live, you’ll be proud to know that SPC Credit Union is dedicated to showing Compassion. Connection. and Community. We call these “the 3 Cs!” Throughout the four counties we serve, SPC shows our commitment to “the 3 Cs” by awarding educational scholarships to our younger members, making contributions to local nonprofits, sponsoring community events, volunteering with local organizations, and more!
    • Financial Education. SPC Credit Union shares the credit union movement’s commitment to increasing financial literacy throughout the communities we serve. From volunteering with local schools to speaking at local civic groups, we're always looking for more opportunities to help spread financial literacy like wildfire! Visit the Resources tab for more information on Financial Wellness!