Accounts that grow with you

We see you. You’ve outgrown your piggy bank, and you’re not sure where to go from here. Here’s a hint: SPC has youth accounts and additional banking services designed especially for you!

Student Services

If you’re 13-17 and want an easy, affordable place to manage your money, you’ve found it! Check out the benefits of banking with SPC below!

  • SPC Student Checking Accounts* have a $0 opening balance, no minimum balance, and no monthly service fee!

    Savings
    High dividend/interest earnings on savings
    High-yield share certificate specials for students
    $500 minimum for 6-month Share Certificate

    Only $5 required to open a Membership account

    Checking
    No minimum balance Student Checking Accounts
    FREE Visa® Debit Card

    Online Services
    FREE online account management
    FREE Bill Pay service
    Cross account transfers

    Loans & Credit
    Special rates on first-time buyer auto loans
    Visa® Credit Card** available to students 16 or older upon application acceptance

    Must have a form of identification (passport, driver’s license, or other) to open an account.

    *A parent or legal guardian must be a joint accountholder on any deposit accounts.
    **Adult cosigner required for loans/credit applicants under age 18.  Per federal law, we may require a cosigner to be 21 or older for credit card applicants under age 21. Contact us for details.

  • You’re moving into a home of your own–shouldn’t your money, too? Check out the College & Career Account options that make it easy to check “banking” off your to-do list.

    About College & Career Accounts:

    SPC’s College & Career Accounts offer young adults ages 18-25 the freedom and independence to make the most of their money.

    Savings
    High dividend/interest earnings on savings
    High-yield Share Certificates

    Checking
    FREE Visa® Debit Card
    No minimum balance

    Online Services
    FREE online account management & e-Statements*
    FREE Bill Pay service
    Cross Account transfers

    Loans & Credit
    Special rates on first-time buyer auto loans
    Visa® Credit Card available upon application acceptance

    *$2.00 paper statement fee for members who opt out of electronic statements (excluding members under age 18; over age 65, or with aggregate balances of $5,000 or more). SPC Share Savings Account required.