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*APR = Annual Percentage Rate. Rates based on creditworthiness and our underwriting standards. Rates are subject to change at any time and are not guaranteed. ^Terms and Conditions: Introductory rate ends 12 months from the time of opening card. After 12 months, APR is 9% +Prime, with a minimum of 9% and a maximum of 18%. The rate is variable and may change depending on market factors. Call 843-332-4506 for current rates, terms and conditions.


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Years of Service




Never E-mail your account number(s), PIN or social security number. E-mail is NOT SECURE. Use SPC’s home banking product to send secure information. If you cannot access our home banking site, call, fax or send an E-mail with your name and phone number only. Contact us immediately if you suspect fraud, receive suspicious E-mails or phone calls about your SPC account.

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