Loan Rates


 
Approx. term
(months)
Annual percentage rate
as low as
New autos
48 2.99%*
60 3.99%*
72 4.99%*
Premium autos
(less than 48,000 miles)
60 4.99%*
72 5.99%*
Used autos(greater than 48,000 miles)
48 6.75%*
60 6.95%*
 

 
Loan Type Annual Percentage Rate As Low as
New Boats, Motor Homes, Motorcycles & Recreational Vehicles 6.50%*
Used Boats, Motor Homes, Motorcycles & Recreational Vehicles 8.00%*
 

 
Loan Type Annual Percentage Rate As Low as
Personal Loans and Lines of Credit (greater than $1,000) 8.50%*
 

 

Rates effective April 11, 2017

 

 *Annual Percentage Rate.  Rates may vary from 2.99% - 15.99% APR on new or used vehicles with 48,000 miles or less as of October 1, 2016.  Rates determined based on individual credit worthiness.  Current SPC auto loans do not apply.  **Visit spccu.org/loan-rates for more information about Credit Union Direct Lending

 

VISA Rates

Rates effective April 11th, 2017*

 
VISA Credit Cards Annual Percentage Rate
VISA Rewards Card 9% + Prime
VISA Platinum Card 9.90%
VISA Classic Card 11.90%
 

 

Other Loans & Real Estate

Share, Share Certificate & Stock Secured Loans  
Contact the Loan Department for Current Rates

Real Estate Loans  
Contact the Mortgage Department for Current Products and Rates

 

 

*Individual Rates determined based upon borrower's credit history and Credit Union underwriting standards.   Terms and conditions subject to change without notice. Ask a loan officer for information and criteria.