You should receive your new card within the first two weeks of April. Once you receive your new card, you should activate it by calling the number listed on the activation label on the front of the card. For Debit cards, when calling the number to activate the card, you will be prompted to set a PIN.

 If you did not receive a new debit and/or credit card by April 21, 2025, contact the credit union at 843.332.4506 to speak with an associate.  

Here’s a few more pro tips for an easy activation:

• Be sure that you are calling from the phone that is listed as primary on the account for that card.

• The voice activation is very sensitive so try pressing mute and use the phone’s keypad to type in your numbers.

• Having trouble come see us in a branch for assistance or give us a call! We’ll keep our phone lines open until 6 pm to temporarily assist with this conversion.

Yes, the credit card number, expiration date, and CVV number will be different than your current credit card. Once you activate your new debit or credit card, you can update your automatic and saved payment information. 

Don’t forget to update your card information wherever you have it saved! Digital Wallet, iCloud, Amazon, subscriptions, streaming services, and anywhere that it's set up to pay a bill. 

Yes, digital wallet capabilities will be available for your new Mastercard and are coming very soon! We will notify you via online banking message and social media as soon as this is available!

Your payment due date will on the 28th of each month. 

No, all due dates for SPC credit cards will be the 28th of each month. 

Credit Card Payments can be sent to: SPC Credit Union, PO Box 1355, Hartsville, SC 29551

or, you may make a transfer in the SPC Mobile App, in SPC Online Banking, or at one of the SPC CONNECTEXPRESS ITM locations. 

Yes, for both recurring and one-time payments, you must update your credit card payment method to pay your credit card balance. Any recurring payments set up to be made with your Visa card will need to be rescheduled to be paid via one of the following options:    

• Transfer from your SPC checking or savings account in Online Banking under the “Make a Transfer” option. 

• Visit one of our CONNECTEXPRESS ITMs to make a payment. 

• Mail payment to: SPC Credit Union, PO Box 1355, Hartsville, SC 29551.  Make checks payable to SPC Credit Union.  

• Stop by one of our branch locations to set up an automatic funds transfer or a payroll deduction. 

Your uChoose Rewards points will be going away. Be sure to redeem your points by April 23rd, 2025.  

There is no fee associated with getting your new card. 

As part of the transition from Visa to Mastercard ®, all SPC credit cards will consolidate into one SPC Credit Card. Your new Mastercard® will feature a fixed interest rate of 9.9% APR. Your credit limit will remain the same.  

No, you will need to set alerts for your new debit and/or credit card. Card Valet will no longer be used as card alerts and controls can now be managed via SPC Online Banking or the SPC Mobile App. 

Debit: If you choose not to immediately activate your new card, you may continue using your debit card until Monday, 4/21/25; after that date, all activity will be discontinued on the old debit card, and you will need to begin using your new credit card .  

Credit: You may continue using your credit card until Sunday, 4/27/25; after that date, all activity will be discontinued on the old credit card, and you will need to begin using your new credit card. Your new SPC Mastercard Credit Card will be fully operational on Monday, 4/28/25.

Yes, it’s important for you to check and update your payment information, especially for recurring or saved payment accounts with companies like Netflix, Amazon, Apple, etc.  Consider anywhere you might have your card information saved for automatic payments, such as utility companies or medical billing services. 

For purchases made using your SPC Mastercard® credit card, you’ll have new, enhanced benefits, including: 

• Travel Accident Insurance: Provides cardholders, their spouse/domestic partner, and unmarried dependent children with automatic common carrier accidental death and dismemberment coverage up to $250,000. Also includes $100 per day Baggage Delay. 

• MASTERRENTAL Coverage: When you rent a vehicle for fifteen (15) days or less, the covered cardholder and those designated in the rental agreement as authorized drivers are covered for physical damage and theft of the vehicle, loss of use charges, and towing charges to the nearest collision repair facility. 

• Purchase Assistance: Coverage for damaged or stolen items within ninety (90) days of purchase. 

• Extended Warranty: Double the original manufacturer's warranty for up to twelve (12) months. 

• MASTERASSIST Travel Assistance Services: Travel assistance before and during travels, and medical, legal, and roadside assistance services.