Unlock your home's potential

3.99% APR Introductory Rate for 12 Months.*

Whether it's a dream renovation, debt consolidation, or funds for a big life event, your home holds the key to your financial goals. SPC Credit Union is here to help you access your home’s value with our competitive Home Equity Loans.

*Offer valid until 12/31/25. After the 12-month introductory period, the variable APR will be adjusted to either your floor rate or the Prime Rate published in the Wall Street Journal, plus or minus your current margin on the remaining balance and will be subject to change semi-annually thereafter as stipulated by your original terms and conditions. Maximum interest rate 18% APR. Advanced amounts must be within your existing credit limit. If you had an outstanding balance of $10,000 during the Advance Period, the minimum monthly payment at the maximum variable APR of 18% would be $150.  Maximum LTV is 85%. SPCCU will pay normal closing cost. Home owners insurance is required.  Loans are subject to approval criteria; not all applicants will qualify. Equal housing opportunity. All rates and offers are subject to change or withdrawal without notice.  Please see us for complete details.