Wealth Management


SPC Financial Planning Services


SPC Credit offers an investment services program through Ameriprise Financial Institutions Group, a channel of Ameriprise Financial Services. Through on-site financial planning and investment services, they partner with us to help you reach your financial goals. Financial Advisor, John R. Coble III, of Coble Wealth Management located at 146 E. Carolina Avenue in Hartsville, is available to speak with you about your financial goals.

Why work with a financial advisor?

You work hard for what you earn - and want to do all you can to make sure you save and invest wisely. A financial advisor can help you achieve your short- and long-term financial goals, whether you have one or many, as well as plan and prepare for unexpected events that might arise. Through an ongoing, collaborative relationship with an advisor, plus secure anytime–access to your accounts online, you can track your progress toward your goals anytime and receive timely advice when you need it.


A comprehensive approach

We care about what matters most to you. That’s why we’ve established a relationship with Coble Wealth Management, who dedicates their practice to helping you achieve your financial goals. Together, you and your advisor will evaluate your financial life to see how it all fits. From there, your advisor will work with you to address key needs, consider tax strategies and find ways to help fill any gaps that could keep you from achieving the lifestyle you want. Through personalized financial advice, your advisor will help you prioritize what’s important today, while planning for a confident financial future.


Solutions and advice aligned to your goals

The Ameriprise Financial Institutions Group program allows us to align with the expertise and resources of Ameriprise Financial. You will have access to wide-ranging advice — from point-in-time investment recommendations and asset allocation strategies, to a comprehensive financial planning approach that covers key aspects of your financial life — to help you meet your goals. And, your advisor can provide access to a broad array of solutions to meet your specific needs, including investments, insurance and annuities, personal trust services, cash and cards.


About Ameriprise Financial

For more than 120 years, Ameriprise has remained true to its vision of putting its clients' interests first. Ameriprise is passionate about helping clients live the full and rich life they’ve earned, today, tomorrow and in the future. Ameriprise has helped millions of people invest billions of dollars for what's important to them. Today, Ameriprise is a leading global financial institution, with more than $875 billion in assets under management and administration.1   View the Ameriprise FINRA BrokerCheck listing.


Products and services available through Ameriprise

·         Financial planning

·         Retirement planning

·         Investments

·         Funding education expenses

·         Insurance and annuities

·         Estate planning strategies

·         Retirement income strategies

·         Tax planning strategies


1 Company data, as of Q1 2018

Not Federally Insured | No Financial Institution Guarantee | May Lose Value


References to financial institutions are solely to indicate location.


Any financial institution referenced is not affiliated with Ameriprise Financial, Inc.


The Confident Retirement® approach is not a guarantee of future financial results.

Ameriprise Financial Planning Services are optional, offered separately, and priced according to the complexity of your case and your financial advisor’s practice fee schedule. Your fees and financial advisor may be subject to change.


Investing involves risks, including changes in value and possible loss of the entire amount invested.


Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.


Investment advisory products and services are made available through Ameriprise Financial Services, Inc., a registered investment adviser.


Ameriprise Financial Services, Inc. Member FINRA and SIPC.


© 2018 Ameriprise Financial, Inc. All rights reserved.



Share Certificate


A Share Certificate is an investment instrument designed to help those who do not require immediate access to funds to take advantage of higher rates of return on their investments. SPC Share Certificate dividends are competitive with rates in the Certificate of Deposit market. Share Certificates are available with maturity dates of 6, 12, 18, 30 or 48 months.


Individual Retirement Accounts



SPC IRAs help members prepare for a comfortable, financially secure retirement. Members may be able to shelter a portion of current earned income from Federal taxes until the year that the funds are withdrawn. As an added benefit there is no service fee for SPC IRAs. IRAs are insured separately to $250,000 by the National Credit Union Administration. 

SPC offers Traditional, Education, and Roth IRAs. We also offer several types of investment options including a fixed IRA share certificate and a variable rate IRA share account. 

Deposits to IRAs may be made by payroll deduction, cash, deposit, or transfer from other credit union accounts. As with all of SPC's savings accounts, dividend rates are competitive. 

The IRS may penalize early withdrawals from an IRA. SPC does not penalize for early withdrawals from a variable rate share IRA account. Please consult your tax advisor for specifics on deductibility and tax consequences of all IRA accounts.