Business Services


 

Business Services

 

Business Partners

Since 1941, SPC Credit Union has provided financial services the old fashioned way - one member at a time!  This same attentive, personalized relationship approach is now available to businesses in our communities.  When it comes to you and your business, think SPC and Me!

 

Business Savings

  • $25 minimum opening deposit
  • 3 free withdrawals per month
  • Monthly dividends
  • No monthly service charge

 

 Business Share Certificates

  • $1,000 minimum opening deposit
  • Monthly dividends
  • Maturities available from one to six months

 

Business ANYTIME Checking

  • $100 minimum opening deposit
  • No monthly minimum balance required
  • No monthly service charge
  • 75 free paper items per month (Deposit items are free)
  • SPC Anytime Visa Debit Card
  • Surcharge free access to more than 28,000 ATMs nationwide through the CO-OP® Network 
  • Same day credit on deposits made during business hours
  • Monthly electronic statements

 

Business Checking Plus

  • $100 minimum opening deposit
  • $2,500 minimum to avoid service charge
  • Monthly dividends earned on balances over $5,000
  • 99 free paper items per month (Deposit items are free)
  • SPC Anytime Visa Debit Card
  • Surcharge free access to more than 28,000 ATMs nationwide through the CO-OP® Network
  • Same day credit on deposits made during business hours
  • Monthly electronic statements

 

 Visa Business Card

  • No annual fee
  • 25-day grace period on purchases
  • No cash advance fee
  • Online Access with SPC NetBranch
  • Convenience Checks available
  • Automatic payment options

 Business Loans

                

Commercial Real Estate

  • Owner-Occupied
  • Rental
  • Purchase or Refinance

 

Business Term Loans

  • Equipment
  • Vehicles

 

Business Line of Credit

An SPC Business line of credit provides your business with availability of cash as needs arise, allowing you access to cash for business necessities. Features include:

  • Interest-only or principal-and-interest payments 

Business Anytime Access

                

SPC NetBranch

  • View account balances and transactions
  • Transfer funds
  • Schedule automatic transfers
  • View and print check copies
  • Download free e-statements
  • View SPC Visa Credit Card statements

 Contact our Business Services Manager today to find out more!