For Businesses

Savings, Checking, & More: All designed to simplify your banking experience so you can maximize your profit!

• $5 minimum opening deposit
• 3 free withdrawals per month
• Monthly dividends
• $5 minimum to avoid service charge

• $100 minimum opening deposit
• No monthly minimum balance required
• $250 minimum average aggregate balance to avoid service charge
• 75 free paper items per month (Deposit items are free)
• SPC Anytime Visa® Debit Card
• Surcharge-free access to more than 28,000 ATMs nationwide through the CO-OP® Network
• Same-day credit on deposits made during business hours
• Monthly electronic statements

• $100 minimum opening deposit
• $2,500 minimum to avoid service charge
• Monthly dividends earned on balances over $5,000
• 99 free paper items per month (Deposit items are free)
• SPC Anytime Visa® Debit Card
• Surcharge-free access to more than 28,000 ATMs nationwide through the CO-OP® Network
• Same-day credit on deposits made during business hours
• Monthly electronic statements

• No annual fee
• 25-day grace period on purchases
• No cash advance fee
• Online Access with ItsMe247
• Convenience checks available
• Automatic payment options

• $1,000 minimum opening deposit
• Monthly dividends

Click here to view SPC’s Rate & Fee Schedule for businesses.

Our lending department would love to work with you to set your business up for success with a Business Line of Credit, Commercial Real Estate Loan, or Business Term Loan.

Business Line of Credit
An SPC Business Line of Credit provides your business with availability of cash as needs arise, allowing you access to cash for business necessities. Business Lines of Credit feature interest-only or principal-and-interest payments.

Commercial Real Estate Loans

• Owner-Occupied
• Rental
• Purchase or Refinance

Business Term Loans

• Equipment
• Vehicles

Visit our Mortgage & Lending Center at 124 N. 5th St. in downtown Hartsville (right across from our Main branch!) to speak with someone about opening a business loan today! Please note: Business Loans applications are not available online at this time.

Business owners can keep up with their accounts online with ease using ItsMe247 Online Banking.

• View account balances and transactions
• Transfer funds
• Schedule automatic transfers
• View and print check copies
• Download free e-Statements
• View SPC Visa® Credit Card statements