Swipe with SPC

When it comes to credit & debit cards, we like to keep it all in the family–the SPC family, that is! Stay on top of your saving, spending, and shopping by keeping it all under one roof–ours! You’ll enjoy the benefits of the big names with the ease of personal banking. Ready to get started? Keep reading to choose the right card for your wallet!

APPLY FOR A CREDIT CARD

SPC Credit Card

Experience Financial Flexibility & Exciting Benefits. With our SPC Credit Card, you get the convenience to buy now and pay later, plus the security of advanced fraud monitoring. It's the ideal tool for managing larger expenses, handling emergencies, and building your credit profile.

  • The NEW SPC Mastercard® Credit Cards offer enhanced security features, contactless "Tap-to-Pay" capabilities, & tons of great benefits you can take advantage of at home and on-the-go. SPC Credit Cards offer credit lines starting at $500**.

    Check out these great features:

    • Existing cardholders: 9.90% APR*.

    • New cardholders: 2.90% APR* Introductory Rate for the first 12 months; after 12 months, APR is 9.90%.

    • No Annual Fee.

    • Balance Transfer Options.

    • No Cash Advance Fee.

    • 25-Day Grace Period on Purchases.

    • Online Access with SPC Online Banking

    • Automatic Payment Option

    MASTERRENTAL Coverage: When you rent a vehicle for fifteen (15) days or less, the covered card- holder and those designated in the rental agreement as authorized drivers are covered for physical damage and theft of the vehicle, loss of use charges, and towing charges to the nearest collision repair facility.

    Travel Accident Insurance: Provides cardholders, their spouse/domestic partner, and unmarried dependent children with automatic common carrier accidental death and dismemberment coverage up to $250,000. Also includes $100 per day Baggage Delay.

    Purchase Assistance: Coverage for damaged or stolen items within ninety (90) days of purchase.

    Extended Warranty: Double the original manufacturer warranty for up to twelve (12) months.

    MASTERASSIST Travel Assistance Services: Travel assistance before and during travels, and medical, legal, and roadside assistance services.

    Having trouble with your card?

    If you would like to report a lost or stolen credit card, please call 888-241-2510. If outside the U.S., call 909-941-1398.

    If you would like to speak with a representative about your credit card, please call 844-675-5029.

    If you would like to speak with a representative about your digital wallet, please call 844-675-5039.

    *Annual Percentage Rate. Introductory rate of 2.90% for 12 months applies to NEW SPC Credit Cards only. After the introductory period, APR is 9.90%, with a minimum of 9.90% and a maximum of 18%. The rate is variable and may change depending on market factors.

    **Eligibility and credit limit is determined by the creditworthiness of the individual member.

SPC Debit Cards

Your Money, Right in Your Wallet. Access your checking account funds easily and securely with our debit card. Perfect for everyday purchases, online shopping, and getting cash at ATMs worldwide. Pay directly from your account wherever Mastercard is accepted. Simple, fast, and convenient.

  • Get a Mastercard® debit card with your checking account!

    It’s a convenient and safe way to pay for what you want, when and where you want it — even online — and have your payments automatically deducted from your SPC account. Plus, your debit card can be used at our CONNECTEXPRESS ITMs and ATMs. One card does it all!

    Your monthly statement provides you with a record of all your Mastercard® debit card purchases.

    To report a lost or stolen SPC Anytime Mastercard® Debit card, call 1-888-241-2510. If outside of the U.S., call 1-909-941-1398.

  • Let your debit card design do the talking with SPC MyStyle Cards! SPC MyStyle Debit Cards let you:

    • Express yourself with one of our MyStyle designs.

    • Support your community: Local high schools represented on cards receive a “giveback” from SPC*.

    • Receive your card right away with our instant issue.

    Cards are available for just $10.00 each. *High schools represented receive $1 for each card purchased with their design.

    To report a lost or stolen SPC MyStyle Mastercard® Debit card, call 1-888-241-2510. If outside of the U.S., call 1-909-941-1398.

Credit & Debit Card Services

You won’t want to miss out on these FREE and easy-to-use services for your SPC Credit & Debit Cards!

  • Mobile Wallets are a new way to put your money in your pocket—by putting it on your phone, first!

    Load your SPC Debit &/or Credit Cards into your Mobile Wallet using Apple Pay, Google Pay, Samsung Pay, Amazon One, & Garmin Pay.

    Click here to learn more about the safe, secure, and simple ways to make your money more mobile than ever!

  • Card controls in the SPC Mobile App allow you to:

    • Temporarily lock & unlock your SPC Debit & Credit Cards.

    • Enable push notifications for card activity alerts, including "card not present" and foreign transactions.

    • View recent card activity.

    • Report lost or stolen cards.

    Find "Card Controls" in the "Home" menu of the SPC Mobile App.

    If you would like to report a lost or stolen credit card, please call 888-241-2510.

    If you would like to speak with a representative about your Credit Card, please call 844-675-5029.

    If you would like to speak with a representative about your Digital Wallet, please call 844-675-5039.

  • Don’t stop there!

    Access even more card-related support services by viewing our Mobile and E-Services page.