Direct Deposit / Automated Clearing House (ACH)
The Automated Clearing House (ACH) is a nationwide electronic deposit and payment network. This system allows you to automatically deposit payroll, Social Security and retirement checks directly into your credit union accounts. You benefit from knowing your checks have been deposited safely and conveniently with no waiting in line and no worry about lost mail.
Payroll Deduction is having a portion or the net amount of your paycheck electronically credited to various SPC accounts. This service is a convenient way for you to save regularly, pay on loans and make deposits.