SPC Savings Accounts

Consider this your starting point for savings! SPC's Share (Savings) Account is our basic account that not only houses your money but also establishes membership and voting rights in the credit union. Start with a minimum deposit of just $5.00 and earn dividends (calculated daily, paid monthly) as long as you keep your account open (with minimum balance of $5.00). PLUS, your Share (Savings) Account may be used as collateral for a Share Loan at SPC or to provide Overdraft Protection for a Share Draft Checking Account. How about that for multitasking?! Not sure how to get started saving? Meet with one of our Member Service Associates to set up Direct Deposit or Payroll Deduction and talk about other ways you can save big with SPC!

Don't let holiday spending put you between a rock and a hard place! Set aside money year-round so that when the wish lists roll around, you'll be ready! You can open a Christmas Club Account any time during the year and make deposits through regular payroll deductions, periodically by mail, or by transferring money from other credit union accounts. On October 1, 100% of the money in your account will be transferred to your savings account, and you'll get to enjoy the satisfaction of spending without the sinking feeling of buyer's remorse. To help you avoid temptation throughout the year, you'll be charged a $10 fee associated with every withdrawal you make from your Christmas Club Account outside of the holiday spending threshold. Your Christmas Club Account is renewed annually to encourage you to get into the habit of saving before you spend! This account is separate from any other credit union accounts.

SPC Vacation Club Accounts make it possible for you to set aside money for your dream vacation little by little so that when the sun and sand start calling your name, you can call back and say, “I’m coming!” Go ahead, open up a Vacation Club Account to make your dream getaway a reality. Open your account any time during the year and make deposits through regular payroll deductions, periodically by mail, or by transferring money. On May 1st, 100% of the money in your account will be transferred to your savings account and you’ll soon be setting sail for the trip you always dreamed of taking. To help you avoid temptation throughout the year, you’ll be charged a $10 fee associated with every withdrawal you make from your Vacation Club Account outside of the holiday spending threshold. Your Vacation Club Account is renewed annually to encourage you to get into the habit of saving before you spend! This account is separate from any other Credit Union accounts. This account is separate from any other credit union account.