SPC Credit Union - Share Rates

Share Accounts

Account Type	Minimum Balance to Obtain APY	Dividend Rate	Annual Percentage Yield
*Share Accounts		0.30%	0.30%

*Share Draft Accounts	$5,000.00	0.10%	0.10%
*Club Accounts	No Minimum	0.30%	0.30%
*IRA Share Accounts	No Minimum	0.50%	0.50%

Share Certificates

Account Type	Minimum Balance to Obtain APY	Dividend Rate	Annual Percentage Yield
**6 Month Share Certificate	$1,000	0.30%	0.30%

**9 Month Share Certificate	$50,000	0.35%	0.35%
**12 Month Share Certificate	$1,000	0.349%	0.35%
**18 Month Share Certificate	$1,000	0.40%	0.40%
**30 Month Share Certificate	$1,000	0.50%	0.50%
**48 Month Share Certificate	$1,000	0.60%	0.60%
**6 Month IRA Share Certificate	$1,000	0.30%	0.30%
**12 Month IRA Share Certificate	$1,000	0.349%	0.35%
**18 Month IRA Share Certificate	$1,000	0.40%	0.40%
**30 Month IRA Share Certificate	$1,000	0.50%	0.50%
**48 Month IRA Share Certificate	$1,000	0.60%	0.60%

Updated rate as of June 29, 2012

* Rates, terms and conditions are subject to change without notice

** A penalty will be imposed for early withdrawal. Share Certificate rates are fixed for the term of the account. Rates are subject to change without notice.

Please contact Member Services for further information about applicable terms at 800-249-8459 or 843-332-4506.