SPC Credit Union

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4th Quarter 2009


SPC is excited to announce a new enhanced Bill Pay Service for SPC members. The service has a new look and feel, additional features and functionality, and the same great service and support you’ve come to expect.
To serve you better, the upgrade includes: 
  • Expedited Payment options
  • Person-to-person payments
  • Gift and donation payments
  • Account-to-account transfers
  • And more!!!
 Not a current Bill Pay User? There has never been a better time to take advantage of this FREE* service. For information about Bill Pay enrollment, contact a Member Service Representative at 843-332-4506 or 800-249-8459 or visit us online at www.spccu.org . To sign up for Bill Pay, simply log into NetBranch and click on “Bill Payments” in the left hand column to get started.
For a FREE DEMO of the new and enhanced SPC Bill Pay service, visit us online at www.spccu.org and select “Bill Pay” from the “Online Access” menu.
*To remain an Active Bill Pay Member you must pay at least one bill every 60 days using SPC Bill Pay, Inactive members will be assessed a maintenance fee of $5.95 per month.
Committed to supporting young adults in our community, SPC employed four students this summer. 
2009 Summer Employees: Emily Byrd – Bob Jones University, Ridge Allen – McBee High School, Lauren Gainey – College of Charleston, Adam Whitehead – Clemson University
March of Dimes
SPC is proud to be a corporate sponsor of the 2009 March of Dimes. The event will be held at Marlboro High School on Saturday, November 7th at 10 am. The SPC Community Service Committee will raise money for this worthy cause by:
  • Hosting a BBQ/Chicken Bog dinner on October 8th from 11 am – 2:00 pm and 5:00 pm – 6:00 pm. Plates will be prepared by Steve Huggins for $7 each and include delicious, large portions of BBQ, chicken bog, slaw, pickles, and bread. Delivery available on orders of 10 or more.
  • Paper butterflies sold at all SPC Branch locations for a suggested $10 each and baby feet for $1 each.
SPC Raises Money for Make-A-Wish Foundation
Congratulations to Harriet Bull, custom grill winner in the SPC Make-A-Wish drawing. Thanks to everyone who helped SPC raise $3,303.75 for Make-A-Wish child, Tychera.
Sweeten Up Your Holiday!
Sweeten the holidays with extra cash in your pocket! Look for 5.5% APR* SPC VISA convenience checks to arrive in your mailbox mid October and put some ease into your holiday spending. Use the checks to make purchases anywhere personal checks are accepted, or to pay off higher interest rate credit cards. You’ll save no matter how you use them with a low 5.5% APR* for the life of the balance!
Convenience checks will automatically post to your credit card as a cash advance. The amount of each check will be deducted from your available credit limit.
Don’t wait to make the most of your holidays. Convenience checks expire December 31, 2009!
*Annual Percentage Rate. This APR is SPC’s balance transfer rate for the period October 1 – December 31, 2009. Qualification is based on an assessment of individual credit worthiness and our underwriting standards. Transfer rate applies to convenience check transactions only. Convenience checks cannot be used to payoff existing SPC credit card or loan balances. **Checks treated as cash advances according to the terms and conditions of your credit card agreement. All Visa Credit Card terms apply.
Holiday Pictures
The SPC Community Service Committee will raise money for the McLeod Children’s Miracle Network by offering holiday portrait sessions again this year. SPC will offer prepaid, nonrefundable sessions at the Hartsville Main office for a nominal $10 sitting fee! Assorted print packages will be available, as well as digital copies of the entire session for only $100 per CD!
November 10   4:00 pm – 8:00 pm
November 14   9:00 am – 3:00 pm
November 17   4:00 pm – 8:00 pm
December 1     4:00 pm – 8:00 pm
December 5     9:00 am – 3:00 pm
Call Melissa at 843-857-3465 to schedule an appointment today!
Get Your Debt In Focus™
Need help controlling debt? Debt in Focus is a FREE and ANONYMOUS service that will help bring your debt into focus. Just answer a few questions about your income and current debts, and a financial analysis will provide debt to income ratios, debt payment schedules, and suggested personal action strategies to help keep your finances moving forward. Visit www.spccu.org to be connected to this FREE Service.
Online Survey
Thanks to all who participated in SPC’s Online Survey and congratulations to Delmonic Belin for winning an iPod Touch in the prize drawing. SPC was excited to find that 98.5% of those who responded said they WOULD recommend SPC to a friend or family member! Here’s what some members had to say about SPC:
  • “The service is great and the people are wonderful. Never had a problem at SPC.”
  • “One of the most friendly credit unions I have ever used.”
  • “The most helpful people I have ever encountered.”
  • “I love being a member of SPC!”
FREE Shred Days
Every 79 seconds a person falls victim to identity theft. This year alone, it is estimated that over 400,000 Americans will be robbed of their identities. With a minimal amount of personal information, criminals ruin credit, steal social security checks, and charge countless dollars in cash advances and merchandise credit card purchases. Where would a thief get such information? Your garbage!
SPC and Shur Shred want to help you protect your personal information. The Shur Shred truck will be in the SPC parking lot from 11:30 am – 5:00 pm to shred and recycle documents for members and the community alike. 
FREE Shred Days:
Thursday 10/15 – Hartsville (Main)
Friday 10/16 - Darlington
Monday 10/19 - Bennettsville
Friday 10/23 - Florence
Happy Credit Union Day 2009
Please Join Us In Celebrating the Joys of Credit Union Membership!
Thursday, October 15, 2009
Gifts & Refreshments at all SPC locations
(While supplies last)
4th Quarter ‘09 Hometown Hero
“If I can help just one person, I’ve accomplished something” - poignant words from Jane Snipes, the SPC 4th Quarter Hometown Hero. Jane, a nationally ranked, award-winning employment recruiter, has dedicated her life to helping others be successful in life both professionally and practically. She devotes her time to teaching interview skills, money management techniques, and even table manners for youth and adults in our community. She has organized, planned and held career development and life skill classes at places like the Billie Hardee Home for Boys, Poyner Adult and Community Education Center, as well as at a local homeless shelter while living in North Carolina. From a warm coat on a cold winter’s day to a birth certificate needed for a potential job, Jane is committed to meeting the needs of other people.
Jane celebrated her 20th wedding anniversary to husband Steve Snipes in September. The two own Northstar Recruiting, Incorporated and have two sons, 18-year-old FMU student Christopher, and nine year old, David, who attends Florence Christian School. Jane’s husband says, “She is on a mission to leave her thumbprint on this world. “ We believe that she is doing a great job so far! Thank you for all you do, Jane.
Hometown Heroes are people who serve others, their community, and take pride in honoring, restoring, preserving, or celebrating an aspect of American life, be it their work, passion, or pastime. If you would like to nominate a “Hometown Hero”, email Linda Weatherford at LHWeatherford@spccu.org. 

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