SPC Credit Union - News & Events

Take the Plunge!

Now is the time to take the plunge with a SPC Visa Platinum Card! Get 2.9% APR for 18 months on purchases and balance transfers made between May 15, 2013 and August 15, 2013.

Your Platinum card will save you money with NO Annual Fee, NO Transfer Fee, NO Cash Advance Fee and NO Convenience Check Fee! The Platinum Card also includes:

Auto Rental Insurance – 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental cars.
Travel Insurance – Cardholders, spouses and children under the age of 19 (25 if in college) are automatically covered for up to $1,000,000 of accident insurance when travel fares are charged on the common carrier.

Apply online or contact a Financial Service Representative at 843-332-4506 or spcmsr@spccu.org.

*Terms & Conditions: APR = Annual Percentage Rate. Rate of 2.9% for 18 months from initial promotion date, ending November 2014. New purchases and balance transfers must be completed by August 15. After promotional period ends, the standard purchase APR will be applied to unpaid promotional balances and new purchases. The standard APR for purchases as of April 2013 is 9.9%. Standard APR rate subject to change depending on market factors. Current SPC loan(s) or SPC Credit Card balance(s) not applicable. Any purchases or balance transfers processed after the promotional period will incur finance charges at the standard rate. Subject to credit approval. Additional limitations, terms and conditions apply.

Got Any A's?!!

KID’S CLUB MEMBERS AGES 6 TO 12!

Got Any A’s - May 28 to June 14

Bring your report card into any branch location to trade in your ‘A’s for cash! SPC will deposit $2.00 into Savasaurus accounts for each year-end cumulative A*. At SPC, it pays to be a good student.

*Ages 6 to 12 years old. Maximum credit is $10.00 per individual member. ‘A’ is defined as a year-end grade of 93 or above.

Anything is Possible at SPC!

Anything is Possible with a Home Equity Line of Credit from SPC!

If you could travel anywhere, where would you go? What additions do you want to make to your home? Does your child have a college he or she would like to attend? You can make all these plans a reality with a Home Equity Line of Credit!

A Home Equity Line of Credit allows you to borrow against the equity you have established in your home. You will enjoy the convenience of easy access to cash as you need it and save money! We even pay up to $500 in closing costs.**

Rates as Low as

3.50% APR*

Contact our Mortgage Department at 843-332-4506 or 1-800-249-8459 and you will realize anything is possible!

*Annual Percentage Rate. The prime rate is the highest prime rate published in the “Money Rates Table” of the Wall Street Journal on the last business day of each quarter. Prime is a variable rate; as it changes, the APR on your account will also change. The APR will be based on the prime rate minus 1.00% with a minimum floor rate of 3.50% for less than 85% LTV. The maximum APR that can apply is 18.00%. Credit is subject to approval. A Home Equity Line of Credit is secured by a first or second mortgage lien on your home, which must be one-to-four family residential real estate. This type of credit is not available for manufactured homes. Loan fees and closing costs may vary up to approximately $800. Flood and/or property hazard insurance may be required. Other restrictions may apply. The present APR of 3.50% is current as of March 15, 2013. Promotional rates ends on September 30, 2013. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice. Consult your tax advisor regarding the deductibility of interest.

**With minimum advance of $5,000 at closing.

Low Auto Rate Ahead!

Low Auto Rate Ahead - As Low As 2.59% APR*

Looking to hit the road in a new car? Finance with SPC to save money! We can provide a great rate for your new car or we can refinance your existing loan from another financial institution. SPC offers:

Auto rates as low as 2.59% APR* on new or used autos up to 48,000 miles
Up to 100% financing of MSRP or NADA Retail
Flexible terms up to 72 months†

Click here to visit our Auto Resource Center or contact a Financial Service Representative at 843-332-4506 or spcmsr@spccu.org. Offer ends May 31, 2013!

*Annual Percentage Rate. Rates may vary from 2.59% to 15.99% APR on new or used vehicles with 48,000 miles or less from March 1, 2013 – May 31, 2013. Rates determined based on individual credit worthiness. †Term of up to 72 months; estimated monthly payment of $15.00 per $1000.00 borrowed. Existing SPC loans do not apply.