A Visa Platinum Credit Card from SPC Credit Union is the one card that delivers enough purchasing power to meet life's demands - and even reach a little further. This premium card offers higher credit limits beginning at $5,000, as well as these great features:
- 9.9% APR*
- No Annual Fee
- Balance Transfer Option
- No Cash Advance Fee
- 25 Day Grace Period on Purchases
- Online Access with SPC NetBranch™
- Automatic Payment Option
No Cost Travel Insurance
Cardholders, spouses and children under the age of 19 (25 if in college) are automatically covered for up to $200,000 of accident insurance when travel fares are charged on a common carrier.
Cash advances are available at SPC, other participating financial institutions, and hotels and ATMs displaying the Visa logo.
Checks may be used as personal checks at places that do not accept Visa or to pay off other higher interest rate credit cards.
Additional Platinum Privileges
Credit Lines up to $25,000**
Auto Rental Insurance
Visa Platinum provides 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental cars.
$1000 Travel Insurance
When traveling with a common carrier, insurance protection is offered if the ticket was purchased fully with the Platinum card.
*Annual Percentage Rate. Rate is subject to change depending on market factors. **Eligibility and credit limit is determined by the creditworthiness of the individual member.