SPC Credit & Debit Cards

Your lifestyle, your rewards. We believe that’s the way it should be–don’t you? The SPC Rewards Card with uChoose™ lets you choose your benefit. Earn 1 point for every $1 spent and choose from millions of options like merchandise, travel and activities, event tickets, merchant gift cards, cash back payment credit, and more! This premium card offers credit lines starting at $1,500**, as well as these great features:

• 4.90% APR* Introductory Rate for the first 12 months; after 12 months, APR is 9.00% + Prime.
• No Annual Fee
• Balance Transfer Options
• No Cash Advance Fee
• 25 Day Grace Period on Purchases
• Online Access with ItsMe247
• Automatic Payment Option

No Cost Travel Insurance: Provides cardholders and their families with automatic common-carrier accidental death and dismemberment coverage up to $1,000,000 every time they use their SPC Rewards Visa® Card to purchase travel tickets.

Auto Rental Insurance: Your SPC Rewards Card provides 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental cars.

Cash Advance: Cash advances are available at SPC, other participating financial institutions, hotels, and ATMs displaying the Visa® logo.

Convenience Checks: Checks may be used as personal checks at places that do not accept Visa® or to pay off other higher interest rate credit cards.

Travel Emergency and Assistance Services: Provides a high-quality service for cardholders, spouses, and children under the age of 22 traveling with them. TEAS provides travel planning assistance, medical referrals, emergency ticket replacement services, lost luggage locator service, and more***.

Here's the best part!

SPC Debit Rewards Card** holders are eligible to combine points earned! Don’t have an SPC Debit Rewards Card yet? Visit any of our locations to get yours today!

For instructions on how to link multiple cards to your uChoose Reward account, click here!

If you’re looking for a starter card or want to bring it back to basics, this is the card for you. It’s called “Classic” for a reason: this card offers flexible credit limits (starting at $500) to help you make sure you’re managing your spending responsibly–like lane assist for your credit card. Don’t be mistaken by the name “Classic,” though; this card’s got all the bells and whistles you need to feel like a million bucks. Your Visa® Classic Credit Card offers these great features:

• This card offers 11.90% APR*
• No Annual Fee
• Balance Transfer Options
• No Cash Advance Fee
• 25 Day Grace Period on Purchases
• Online Access with ItsMe247
• Automatic Payment Option

No Cost Travel Insurance: Provides cardholders and their families with automatic common-carrier accidental death and dismemberment coverage up to $1,000,000 every time they use their SPC Rewards Visa® Card to purchase travel tickets.

Auto Rental Insurance: Your SPC Rewards Card provides 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental cars.

Cash Advance: Cash advances are available at SPC, other participating financial institutions, hotels, and ATMs displaying the Visa® logo.

Convenience Checks: Checks may be used as personal checks at places that do not accept Visa® or to pay off other higher interest rate credit cards.

Premium purchasing power: delivered. Your Visa® Platinum Credit Card from SPC packs a punch so you can spend confidently. This premium card offers higher credit limits beginning at $5,000, as well as these great features:

• This card offers 9.90% APR*
• No Annual Fee
• Balance Transfer Options
• No Cash Advance Fee
• 25 Day Grace Period on Purchases
• Online Access with ItsMe247
• Automatic Payment Option

No Cost Travel Insurance: Provides cardholders and their families with automatic common-carrier accidental death and dismemberment coverage up to $1,000,000 every time they use their SPC Rewards Visa® Card to purchase travel tickets.

Cash Advance: Cash advances are available at SPC, other participating financial institutions, hotels, and ATMs displaying the Visa® logo.

Convenience Checks: Checks may be used as personal checks at places that do not accept Visa® or to pay off other higher interest rate credit cards.

Auto Rental Insurance: Visa® Platinum Cards provide 24-hour coverage for damage due to collision or theft up to the actual cash value of most rental cars.

Warranty Manager: Offers cardholders a number of highly beneficial features for many retail purchases, including Warranty Registration and automatic Extended Warranty when using the SPC Platinum Card to make the purchase.

Travel Emergency and Assistance Services: Provides a high-quality service for cardholders, spouses, and children under the age of 22 traveling with them. TEAS provides travel planning assistance, medical referrals, emergency ticket replacement services, lost luggage locator services, and more***.

Let your debit card design do the talking with SPC MyStyle Cards! SPC MyStyle Debit Cards let you:

• Express yourself with one of our MyStyle designs
• Support your community: Local high schools represented on cards receive a “giveback” from SPC*
• Receive your card right away with our instant issue
• Select your own Personal Identification Number (PIN)

_{Qualified members may obtain an SPC ANYTIME VISA® Debit Card at no charge. To report a lost or stolen SPC Anytime VISA® DEBIT card, call 1-800-554-8969.}

Whether you're picking up your groceries for the week or heading to the hardware store for some home improvement supplies, be sure to take your SPC Debit Card with you so that you can earn while you spend! As an SPC Debit Card holder, you’ve got access to the SPC Visa® Debit Rewards Program! Once you enroll, you’ll start earning points just for making your everyday purchases! From there, the world is your oyster! Redeem your points on thousands of rewards, including gift cards, event tickets, airline travel, electronics, and much more!

If you already have an SPC Debit Card and aren’t enrolled in the rewards program yet…what are you waiting for?! Visit www.uChooseRewards.com to register your card and start earning points today! By enrolling in uChoose Rewards, you can:

• Earn points EVERYWHERE the card is used
• Earn 1 point for every $5 spent
• Earn even more points when shopping with preferred retailers – up to 10 points for $1!
• Go online to track points and view rewards
• Redeem points for the rewards of your choice from a vast online catalog

Here's the best part! SPC Visa® Rewards Credit Card** holders are eligible to combine points earned with their SPC Visa®! Don’t have an SPC Visa® Rewards Card yet? Apply now or contact an SPC Associate for more information!

For instructions on how to link multiple cards to your uChoose Rewards account, click here!

Mobile Wallet is a new way to put your money in your pocket—by putting it on your phone, first! Load your SPC Debit &/or Credit Cards into your Mobile Wallet using Apple Pay, Google Pay, Samsung Pay, Amazon One, & Garmin Pay. Click here to learn more about the safe, secure, and simple ways to make your money more mobile than ever!

Enroll your SPC Credit Union Visa® Debit or Credit Card in Visa® Purchase Alerts to enjoy cardholder benefits like:

• Security: Real-time transaction alerts help you keep your account secure and respond quickly to potentially fraudulent activity.
• Control: Take an active role in your money management by tracking spending and staying on top of account balances.
• Convenience: Choose the alerts to make sense for you; personalize which notifications you want to receive–and which ones you don’t!

It’s easy to enroll! Start by clicking here to register your email to receive Visa® Purchase Alerts. Choose the notification triggers that match your needs, such as transactions exceeding a set amount.

For up-to-date information on your SPC Visa®, your statement is as close as the click of your mouse. To view your statement, simply log into ItsMe247 Online Banking and click on the “Manage Your Card” Visa® information shown in your Account listings. From here, you can:

• View and print recent card activity
• View limits, balances, and current payment information
• View or download card history

With SPC CardValet, you can take control of your debit and credit cards by monitoring where and how your cards are used. Use the app to set controls and alerts that give you the ability to turn your card(s) on/off, view purchase amounts and locations, and more. CardValet not only gives you peace of mind but also allows you to respond quickly and effectively to potential fraud if, for example, you get a notification about a purchase you didn’t make. Want to know more? Click here for more information about CardValet.

To report a lost or stolen SPC Visa® Credit Card, call 1 (866) 539-9071.

Don’t stop there! Access even more card-related support services, like CardValet & Fraud Text Alerts, by viewing our Mobile and E-Services page.